What is a prepaid credit card? | Why do you need it? | Who is it for? | FAQ


Prepaid Card Basics

What is it?
Why do you need it?

Prepaid Card Offers

Prepaid Visa Cards
Prepaid MasterCards
Unsecured Catalog Cards

Who needs a prepaid credit card?

Budget conscious people
Credit challenged people



Get your FREE credit score and more!



Prepaid Debit Payroll Cards Are Faster and Safer.


Payroll Debit Cards Are Cost Effective and Convenient

Now you can offer the convenience and security of direct deposit for all your employees, even 'Unbanked Employees' -- those without checking accounts. It's called the Payroll Debit Card, a checkless bank account your employee can access by either a Visa® Debit Card or an ATM Card.

Payroll debit cards will help streamline a payroll process or eliminate an existing administrative burden.


Prepaid Debit Payroll Cards are convenient, efficient, and secure.

Employer can save money and resources associated with payroll processing and distribution costs while employees benefit with the piece of mind of knowing that their wages are accurately and consistently deposited into their personal bank account.

It’s a faster, safer, better way to get paid!


Benefits to Employers:

  • Reduce volume of checks that must be produced, distributed and replaced when lost .
  • Reduce fraud potential – fewer checks to be stolen or forged.
  • Reduce reconciliation expense
  • All employees are eligible - no credit check necessary.
  • No problem for employees without bank accounts, or who prefer cash.


Benefits to Employees

  • Your paycheck is deposited automatically every payday even while on vacation or traveling .
  • Eliminates check cashing fees that can be as much as $5-$20 per check.
  • No time spent picking up your paycheck.
  • Eliminates trips to the bank to cash checks.
  • No paychecks to get lost or stolen.
  • Access to funds 24/7 at hundreds of thousands of ATMs.
  • Gives you purchasing power at grocery stores, gas stations, and anywhere Visa or MasterCard is accepted.
  • You can check your balance any time – by phone, through the Internet or at an ATM.




Home | Prepaid Master Card | Prepaid Visa Card | Prepaid Debit Card | Prepaid Cash Card | Prepaid ATM Card | Privacy Policy

©2010. Prepaid Credit Card Guide. All Rights Reserved.