What is a prepaid credit card? | Why do you need it? | Who is it for? | FAQ


Prepaid Card Basics

What is it?
Why do you need it?

Prepaid Card Offers

Prepaid Visa Cards
Prepaid MasterCards
Unsecured Catalog Cards

Who needs a prepaid credit card?

Budget conscious people
Credit challenged people



Get your FREE credit score and more!



Prepaid ATM Cards - Visa or MasterCards


Select Your
Prepaid Cash Cards:


Prepaid Visa or Master Card

Are you looking for a way to control your or your child's spending habit? Or are you having a difficulty getting a regular credit card? Then prepaid cash cards are perfect for you. Prepaid cash cards an excellent financial tool for those who Prepaid cash cards are reloadable, which means you can add, or "load" money on the card anytime. Prepaid cash cards are perfect for travel and a great tool for emergencies. It works everywhere Visa or MasterCard is accepted -- for everyday use, travel, even emergencies.

Prepaid cash cards are an excellent deal since they are:

  • convenient
  • powerful financial tool
  • safer than cash
  • peace of mind in emergencies
  • accepted everywhere Visa or MasterCard is accepted.


Prepaid cash cards are easy to get and convenient because there is:

  • no credit check
  • no employment verification


Select Your Prepaid Cash Cards:


How prepaid cash cards work

Because it is a prepaid card, spending limits are set by the amount of money you load onto the card. When you make a purchase with the prepaid cash card, the purchase amount is deducted from the card balance. When the card balance is low, you can add money to, or "reload¡± the card by sending a check or transferring money from your checking account. You can even schedule automatic loading every month. It's a perfect tool for parents and teens to talk about budgeting, spending, and financial responsibility.



Prepaid cards are safer than carrying cash.

When cash is lost, it is gone forever. However, if your prepaid cash card is ever lost or stolen, you're protected by Visa or MasterCard's no liability policy.



Prepaid cash cards are ideal for:

  • people who want to limit their spending limit.
  • teenagers who don't have budgeting skills yet.
  • parents who want to teach teens how to create a budget, manage money, and shop wisely.
  • people with damaged or no credit history
  • people who don't want to go over their budget



For people with damaged or no credit history

Getting a Visa or MasterCard has never been easier with prepaid cash cards. It offers one of the easiest ways to establish or reestablish the credit you deserve. Your approval is 100% guaranteed once you meet the above minimum requirement. There will be no credit checks or employment verification.

If you want to build or rebuild your credit history, secured credit cards are an excellent opportunity. Your approval is guaranteed.


For people who want budget control

You set the spending limits by the prepaid amount loaded on the card. You also can log on to their Web site to review your spending. Prepaid cash cards make it easy to get your spending under control and shop wisely.


For people who want their teens learn budgeting

If you have teenagers in your household, you can eliminate the need for giving teens cash. With your parental control, the prepaid cash cards make it easier for you to manage your budget and teach your teens financial responsibility.

Specifically for teenagers, prepaid cash cards are a prepaid, reloadable Visa or MasterCard designed to teach teens practical money skills that will help them throughout their lives. Because it's a prepaid card and not a regular cash card, spending is limited to the amount of money that's loaded onto the card.


Select Your Prepaid Visa or MasterCard:


Home | Prepaid Master Card | Prepaid Visa Card | Prepaid Debit Card | Prepaid Cash Card | Prepaid ATM Card | Privacy Policy

©2010. Prepaid Credit Card Guide. All Rights Reserved.