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Prepaid Card Basics

What is it?
Benefits
Why do you need it?
FAQ

Prepaid Card Offers

Prepaid Visa Cards
Prepaid MasterCards
Unsecured Catalog Cards

Who needs a prepaid credit card?

Parents
Students
Budget conscious people
Credit challenged people

 

 

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Prepaid Credit Card Offers

 

Prepaid Credit Card Offers - Visa or MasterCard

Prepaid credit cards are perfect when you are looking for a way to control your or your child's spending habit, or you are you a difficulty getting a regular credit card.

Card
Maintenance Fee
Activation Fee
Note

$9.95
Per Month

-
ATM Withdrawal $2.50
International ATM Fee:
$4.95
$3.95
Per Month
$9.95

ATM Withdrawal $1.95

no credit check

$0, if you load $2,500 or more on your card in a month; $9.95 otherwise.
$0

Domestic ATM Fee $2.00
International ATM Fee:
$4.95

NetSpend® Prepaid MasterCard

no credit check

$9.95
Per Month
-

ATM Withdrawal $2.50
$7.95
Per Month
$9.95
ATM Withdrawal Fee : $2.00
International: $5.00

Prepaid Visa® RushCard


no credit check

$9.95
Per Month
$$3.95 - $14.95

ATM Withdrawal $2.50 after two free withdrawals

UPside Visa® Prepaid Card


no credit check

$0.99 if a minimum amount of $500 is loaded to the card within the calendar month. Otherwise a $2.99 fee applies each month.
-

ATM Withdrawal $1.95
$3.95
Per Month
$9.95
ATM Withdrawal $2.25

 

The prepaid credit cards can be used for:

  • Purchases
  • Money management for young adults
  • Travel including reserving a hotel and rental car
  • Emergency needs
  • Cash access at ATMs
  • Employee wages & expenses
  • Electronic payments
  • Gift-giving

 

How does a prepaid credit card work?

It is a pre-paid, reloadable card can be used anywhere Visa or MasterCard is accepted -- at stores, gas stations, restaurants, theaters, in the mall and online. Making a hotel and rental car reservation is a snap. You can also access cash at ATM's. The card is great for everyday purchases, special occasions, and emergency back up.

Unlike a credit card, though, each purchase is deducted from the pre-paid balance on the card. Best of all, because it's not a credit card, there are no finance charges, no late fees, and no accumulation of debt.

  • accepted anywhere a Visa or MasterCard is accepted
  • can be used to withdraw cash from an ATM.
  • relodable

 

Consumer demand for prepaid products is on the rise and spurring a spate of innovation.

 


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