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What is a Pre Paid Credit Card?


What is a Pre Paid Credit Card?

It is a pre-paid reloadable card that can be used everywhere Visa or MasterCard is accepted -- at stores, gas stations, restaurants, theaters, in the mall and online. It can also be used to get cash from ATMs. The card is great for everyday purchases, special occasions, and emergency back up.

As a pre-paid card, it has its own built-in spending limit, set by how much money is loaded to the account and how frequently.



  • SAFE - Because you are protected from unauthorized transactions if the card is lost or stolen.
  • EFFECTIVE - You can control your spending.
  • CONVENIENT- Prepaid credit cards can be used everywhere Visa or MasterCard is accepted.


How does it work?

Because it is a prepaid card, spending limits are set by the amount of money you load onto the card. When you make a purchase with the prepaid credit card, the purchase amount is deducted from the card balance. You can add more money on a regular basis or whenever the money runs low. That's easily done by transferring money from the a checking account or your own regular credit card.

It is a way of carrying cash with a lower risk. You can access your balance through ATMs.




Money can be conveniently loaded to your prepaid card from a MasterCard or Visa card, or from a checking or savings account. The card balance can be refueled anywhere there's a computer or from any telephone-at home, at work-any time, day or night. Online customer service provides secure access to important account features and information, and telephone service is always available if a computer isn't handy.


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