What is a prepaid credit card? | Why do you need it? | Who is it for? | FAQ


Prepaid Card Basics

What is it?
Why do you need it?

Prepaid Card Offers

Prepaid Visa Cards
Prepaid MasterCards
Unsecured Catalog Cards

Who needs a prepaid credit card?

Budget conscious people
Credit challenged people



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Who needs a prepaid credit card?

Prepaid credit cards are ideal for:

  • people who want to limit their spending limit.
  • parents who want to teach teens how to create a budget, manage money, and shop wisely.
  • teenagers who don't have budgeting skills yet.
  • people with damaged or no credit history
  • people who don't want to go over their budget

Budget-conscious people:
Is your credit card bill getting out of control? If you need to contol your spending, the prepaid credit card can solve your problem. Because it's a prepaid card and not a regular credit card, spending is limited to the amount of money that's loaded onto the card.

Parents are likely to give their children prepaid credit cards with a set limit instead of their own cards with a higher limit. Now you can teach your kids some lessons about spending and credit. The prepaid credit cards help you guide them toward responsible spending..

for Students, prepaid credit cards provide the convenience of paying with a card while learning good money management skills. You get the independence you deserve, with the built-in spending controls of a pre-paid card.

People with bad or no credit history:
Getting a Visa or MasterCard has never been easier with prepaid debit cards. It offers one of the easiest ways to establish or reestablish the credit you deserve. Your approval is 100% guaranteed once you meet the above minimum requirement. There will be no credit checks or employment verification. Now You get the independence you deserve with the prepaid credit cards.

People looking for an excellent gift idea:
Prepaid credit cards are better than gift certificates because receipients enjoy freedom of their choice.


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